Do I have to pay full price to replace my iPhone 6?

My iPhone 6 has tons of cracks on the screen, chips, and is water damaged with both speakers blown out. If I take it to Verizon or Apple will I have to pay full price for a new one? I'm still one year into a two year contract.

Almost all insurance and warrenties do not cover water damage. So most likely yes.

Well I don't think warranties cover water damaged phone, so probably yeah you will have to pay full price to get your phone replace

You'd have to ask them, may get one at least at a reduced cost or may not be able to do so at all.

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