How to fix not being able install anything from app store?

When i attempt to install free apps from the app store it says that verification is required, its not the credit card because others in my family can install apps and purchase things. Also "none" is not an option in the payment methods either, i have tried creating a new accohnt and selecting none but it doesn't show there either. How do i fix this?
- I own an iphone 6s
-this randomly started a few days ago, i have been buying and intalling stuff for months until this issue.

If you owe a debt, they will block you from downloading anything, including free apps. Apple are creeps like that. MS is the same way too. On a computer, log in to your apple account on the website and check your account for payment issues. You can get lots of info there and remove some of the older payment methods you no longer use from the account.

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