I want to get the iPhone 6 Plus but my contract with AT&T isn't up yet?

I have an iPhone 5 right now and had it for only a year (since last June) and I want to get the iPhone 6 Plus, however I'm not yet eligible for an upgrade since I still have one more year left on the contract with AT&T. Would I have to pay full price for the phone then?

The iphone is FOR SALE, so just BUY IT.

Then you pay full price