IPhone 5 on Tmobile w/ bad or no credit?
I'm 18 years old and I have a job. I make around $800 a month and I've never had a credit card. But when I was 15, I had my first debit card and overdrafted about $20 and the account was closed, but I didn't know anything about it since I was just 15 and didn't know how the whole "banking" thing worked. Does that mean I have bad credit though?
I went into the tmobile store today planning to get an iPhone 5 and open up an individual plan but the guy said I would have to put in a security deposit. Is there anyway I can get the phone without having to pay extra money?
Added (1). & I still have never had a credit card yet.
Pay for the full price.
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