Is it worth getting a new iPhone?

I had my iPhone stolen a few weeks ago. I was covered by insurance but still had to pay $250 to get a new iPhone (the iPhone 5). I've had it for a few days and dropped it because I tripped and the screen is fully cracked. The iPhone is still functional but the cracks are pretty bad. I wondered whether it would be worth it to get a new iPhone or whether I should just leave it. I'm not financially stable at the moment so I'm thinking to leave it unless they give me a new one for free.

You can probably get it fixed cheap you can buy the screen off eBay and some phone repair shop can install it for you.

I think that it's worth it to hold on to the phone until the next one comes out sometime. Invest in a protective case like an Otterbox if you tend to drop it, and you'll have no worries.

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