If I get the iPhone 5c for Verizon Wireless?

Ok so i want an iPhone but I don't want to have the lay the full like $500-$600 for it so… On the verizon wireless website and it says if you get a 2 year plan you only have to pay 100 bucks for it. But it seems way to good to be true. So my question is if i get that plan will i still have to pay the remaining 400 or whatever dollars?

Added (1). I ment to say PAY not lay lol

The cost is built into the contract so you agree to stay with them for 2 years and pay your monthly phone bill - the cost is already part of your payment. Ask your friends if they use other plans as Verizon is reliable but not the cheapest plan. Edit: Sorry meant to say ask your friends what services they use and if they get reliable service - Tmobile and Sprint both have unlimited data plans at reasonable prices but service can be spotty - you want something you're going to be able to use

Yes it's only $99 on verizon, but you're stuck with the phone and the contract for 2 years, and you pay $35 a month for barely any data. On Virgin mobile three are no contracts and you get unlimited data for $35 a month. You can get the 5c on virgin.

As long as you're eligible for a new contract. You're not eligible if you haven't completed your current contract