Is the iphone 5c a good phone for a new iphone user?

Again: this will be my first iphone so keep that in mind when answering please

I have the option of getting the iphone 5s practically free, the iphone 5s for around
$100, and the iphone 6 for around $200. I'm strapped for money right now, otherwise i would just get the iphone 6

Well it's more recommended to go for the iPhone 5S due to your limited budget. The 5C is basically an iPhone 5 with a plastic casing. Which means it has the same hardware inside as the iPhone 5 which can be said as a two years ago phone. 5C has an A6 processor vs the A7 processor and M8 co-processor in the 5S. The 5S's iSight camera has a larger aperture at f2.2 which allows more light to enter the image sensor and thus gets a clearer, less distortion and brighter result at night. The 5S also has a fingerprint sensor, maybe not an essential feature to you but its a cool and easy feature to unlock your phone while ensuring the security. The most important reason to go for an iPhone 5S over 5C is the price. They are close in their pricing. You can google the comparison of 5S and 5C for more information. Hope these helps! And an early congrats from me to you for going to own a new phone.

Yes it does help and thank you