What's the actual full price of iphone 6 factory locked and unlocked?

I want to know actual prices in usa. I know that locked version is starting from 199.99 $. But my father is saying that its of 800.00$. I really want to buy it so please tell me the prices specially the locked version.

It's $200 when you sign up for a 2-year plan; if you already have a plan in contract, then you have to wait for it to run out - or some companies will buy you out if you switch to *them*. Some companies will give you a generous trade-in on your current phone - or you can sell in online (I just sold my 2 4S phone to Amazon for about $90 each - bought my 2 new 56 phones for $200 from ATT.) Today's Target fluter says they will give you a $10 f gioft acrd AND buy back your current phone for at least $100 - so that brings the price of the 6 donw to $90 - with a 2-year contract. The WORST and most expensive way to get a new 6 is the "no money down" plans - there are a couple - that just tack on more money each month - you end up paying a ton. Or - you can just plain BUY a 6 - and they run about $700 or so. We took NO insurance on our 2 new 6 phones - we have never dropped or lost phones in our lives, and each of us handle *very* (well into 5 figures) expensive musical instruments every day - we do not drop things. So for *us* - not paying well over $300 for the insurance on 2 phones is worth it - we gamble on ourselves.

So - what Dad says is true - you BUY a new iPhone 6, and take the insurance, and activate it - and before you even pay for ONE moth of service/data - you are in for almost $800. So - so a 2-year plans, shop for the best price (today, it is Target - last week, it was Sam's Club - but you needed to pay for the membership. ) - and this is also contingent upon what PLAN you and/or your family has.

I can't understand correctly. You want to say that its actually 200 dollors?