Will company over my broken Iphone?

Okay so I have an Iphone 5c and my phone has stopped charging; I'l put the charger in and it won't show that it is charging or anything. My question is if I need insurance for my company to cover this, even though I did not break it, but it was a malfunction of the phone? My company is T-Mobile.

No. Insurance and warranties something you buy BEFORE a phone is lost, stolen or damaged or goes wrong for other reasons.

If you want to buy a insurance or a warranty now then almost all vendors will insist that your phone is inspected and demonstrated to be working before they'll issue cover. What you propose is one of the oldest frauds in the book and providers have to guard against it.

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