Are O2 iPhone contracts reliable?

I want an iPhone 4S from O2, on a contract which is £27 a month and you get the phone free. My dad won't let me get a contact phone because he had an O2 contract and they made him pay about £15 extra every month even though he didn't go over the limit, although he didn't have an iPhone. Would they do this to me? How do I convince my dad? I can't pay myself I'm only 14 and don't have a job.

Get a job if you really want the iPhone so badly.

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