Are payment methods required in new apple id?

I don't have a visa card or anything like that and i recently bought an iphone 6s and when i open the app store or the itunes I'm asked to create n apple id ( a new apple id ). And i tried to do it but when i get to the part where you have to put your payment methods i just stop. So what do i do?
Also, does an empty visa card work? Cause that's all i have

Yes you need have an id and in case you need a good security app you can have Leo Privacy Guard, it will solve all your problems.