Changing apple payment method, new bank account?

Ok so I have had my Apple ID for years now, and I have always used my mums bank account to buy apps or music because I didn't have one of my own.
I recently made one (it is inactive atm) but I can't figure out how to delete her detailes and add mine:/ is this possible?
I don't want to have to ask permission every time I need like 69p. And I do t want to make a new account because I have so much music/apps that I have payed a lot of money for and I can't lost my iTunes on my computer so my iPhone and apple account is where I keep all my ***.
Appreciate the help.

Yes I had this problem with my son all you do is delete her bank details and add your own its easy just go to apple I'd and delete all off hers and replace with yours

Ok well,
1) got to: https://secure2.store.apple.com/au/sign_in?c=aHR0cDovL3N0b3JlLmFwcGxlLmNvbS9hdXwwYW9zODllNTFmZDBmZTZjOTg3ZDljMTkwYjQzMDA5MDM3MTkwMTQwNTFmZA&r=SDHCD9JUYKX777H9KT9JT7JJTAPAXHFKH&s=aHR0cHM6Ly9zZWN1cmUyLnN0b3JlLmFwcGxlLmNvbS9hdS9hY2NvdW50L3NldHVwL3N0YXJ0P3BsdG49MkZGM0Q0Qjd8MGFvc2YwYTJlNDAwZTFmMjVhNGM5ODY4OGMyNzk2OGI1NzFmOGY1N2I0ZjU
2) sign in
3) in Account Information you will find Payment Information
4) hit edit
5) change and save
6) if that doesn't work hit none and save then retry

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