Having issues I'm not sure if my iPhone is unlocked or not?

So I bought a iPhone 4S and I did the update of ios7.
I tried activating it with a net10 sim but it's not working it dosent get signal. I called the company and all they said is that it might not be unlocked. They need to change the APN of the phone but I can't click of the APN settings. So I'm wondering how can I get it unlocked or is there anyway around to get to the APN settings.

The phone needs to be factory unlocked before you can use it on Net10. Check online for factory unlocking the iPhone 4S or email me for suggestions.

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