How Much Would An iPhone 5 16gb Cost Total Including The Contract?

Should i just get the phone itself OR get the phone with contract

how much would just the iphone 5 16GB cost itself without contract?

The iPhone 5 16 GB with contract costs $199 plus tax and any activation fee your carrier adds.

Without Contract it will cost $649 plus tax

On or off contract really depends on if you want to renew your contract with your carrier and how much you willing to pay.