How to create an Apple ID on an Iphone 3 if you don't use a credit card?

My phone got stolen so now I'm stuck with this thing and I just want to install Kik Messenger and Whatsapp, which are both free but they still want to know which credit card I use. It doesn't give me the option to use "clickandbuy" and it's frustrating because I don't even want to install an app that costs money!

I made an Apple ID online but when I logged in and installed Kik, I was redirected to the page where I have to choose my method of paying again.

FYI, there's no "iPhone 3"

http://support.apple.com/.../kb/HT2534
this should help