How to delete credit card from iTunes? (There's no none option?)?

I'm trying to delete my credit card (since it has no money left in it) from iTunes because I can't download any apps anymore because it keeps telling me I need to update my payment.

I have another card but I just wanted to know if there's another way to just completely get rid of the credit card?

I have already tried looking for the "none" option on iTunes as well as the settings on my iPhone and it still won't allow me to change it to none.

Any help?

On your computer launch iTunes and click "iTunes Store" in the left navigation pane. Click the "down arrow" next to your name at the top right side of the page and click "Account." Enter your username and password and click "View Account" to log into your account information. Next to your Payment Type, click "Edit." Select the "None" button and click "Done." Confirm that your card has been removed by returning to the Apple account information screen. Under Payment Type, it should say that there's no credit card on file. Hope this helps!

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