I broke my iphone 4s what's the best way to get a new one?

Should i just pay the insurance i have on it (it fell in water) or should i take it to the apple store. What should i do i need the fastest and cheapest way possible thank you

I don't think water damage is covered on applecare.

Insurance you will have no joy at apple for water damage they do not cover that.

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Since you broke it and it was your own fault, Apple won't replace it. If your insurance covers water damage then you should contact them

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