I'm in some financial trouble and need some

So around may I was approved for a loan in the total of $1, 755. $455 being a broker fee.
So all in all I received about $1300 on a 6month repayment plan, $76.20 being the amount I pay back weekly.
Repaying a total of $1, 981.20.
(I've left out a couple of other things that aren't important)

I could easily have paid that off at the time, but now my financial situation has changed.
My hours at work have changed, And I'm not receiving as much as I used to.
I started struggling a bit, my family has been a huge help though.

Now things are even worse, I'm on an unpaid 2 week leave from work due to an incident, but I've managed to get paid for 10 hours. Which isn't enough.
Seeing as I now have to pay $50 a week to pay off $300 from going over my phone limit,

I also have to pay $50 monthly for my ipad, and about $60 for my iPhone.

I don't know how I've managed to put myself in this situation.
I need help getting out of it though.

I was wondering, due to my circumstances, if I were to contact the company that gave me the loan, if they'd be able to lower the weekly payments?
Do they do that?

I'm 18 and have already managed to ruin my life.
Yay.

Some companies are willing to work with you. It can't hurt to call them and ask if they would be willing to let payments. Also try your phone company, some of them will set up payment plans with you without getting disconnected.

Sell the iPhone, sell the ipad.

Buy a ten dollar handset and use that for emergencies only.

Roflmao. "I could have paid it off at the time… "… And THREE HUNDRED $ over your phone limit?

>> Your only salvation would be for your family to pay off All of those debts, even if at 30% per year on their credit card cash advance [but hopefully a cheaper way], and then you pay back your parents. Otherwise you will continue to get sucked down in this quicksand.

>> and you give up your ipad and iPhone; and maybe even internet - depending on its cost.

Your life isn't ruined, but you're certainly moving in that direction. But I don't think you are willing to do what you need to do to fix it.

You need to sell your iPad and iPhone, get a prepaid cheap phone that will prevent you from going "over", and sell any other stuff you possibly can to get your loan paid off. Borrow the rest from family, and show them you have already done everything you could to get caught up. Sign an agreement with them that outlines how you will pay them back.

Lower payments would be nice but that's not the answer. But feel free to ask them. You'll probably find that they are in the business of maximizing interest from people who borrow money, so it's very unlikely they would have any motivation to help you out.

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