I want to upgrade my mobile but am scared to commit - UK?

I have an iPhone 4 on ee/orange which is in excellent nick considering I have had it for over 2 years and it was given to me second hand. I have a sim-only 30day rolling contract that varies between £11 - £15 a month. I'm quite happy with it, but fancy a change, and feel that if I'm gona upgrade I may aswell get the iPhone 5c (16gb). Found a deal online on mobilephonesdirect.co.uk - £29.99 a month on ee, free phone etc but it's a 24 months contract. I'm tight with my money so the price is what is swaying me. I can get insurance from protect your bubble for £8 a month which would cover my accident worries, but it's the 24 month commitment that scares me. What if I suddenly can no longer afford the plan? What if I don't have enough money in the bank one month and the bill bounces? - I recently graduated so I'm looking for my first proper job so money isn't necessarily stable. Am I being silly? What do you think? Ty x

You have a phone that works, why pay more for a blingy phone. Look at the money you will save. Best thing i did was to get rid of phone. Money i saved went towards a vacation.

Based on what you said, stick with 4 for now. It's nice to upgrade as you will like 5C better, but if yours is currently working fine then don't put additional pressure on yourself, you can always re-evaluate in 4 months, etc.

Yes. You're being silly.