If i'm getting an iphone 5s should i get insurance?

An be a bit uncareful with my phones but have never had a phone i loved or is that expensive, should i get insurance, which insurance as well? Don't know where i'm buying the iphone 5s yet.

No. Just be be careful with it. Always works for me.

If you are going to have a case and a screen protector on it then no.

The 32gb model will cost you £549 to replace it.
The 16gb model will cost you £469 to replace it, with insurance it will only cost you an excess charge of £50 or so + monthly payments of less than £10.

Its a no brainer really. Get insurance or pay out £550 for a new phone when/if you loose/break it

If you feel safer with it/accident prone then yes. Otherwise, no.

Always were a protective case for your phone, it is very smart. Get an otter box, griffin survivor case, or life proof.

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