If i paid off my iphone 7 do i have to turn it in when i upgrade?

I have verizon and i just finished paying off my iphone 7 after 2 years. I'm looking to upgrade again but I have a crack on my iphone 7 and i don't want to get charged the damaged device fee. So i guess my question is: will i have to turn in my cracked iphone 7 when i go upgrade to a new phone. I don't think it makes sense to have to return it if i paid it off

No, it's your phone. The upgrade is just like a bonus for staying with the provider for long periods of time; any phone you buy is yours to keep

You'd only turn it in if you were trying to trade it in for credit toward your new device. You own the phone and you can do whatever you want with it.

Hones are really havin, targets in them, kept!(phew)