Is apple really selling the iPhone 5s for $200?

On the online apple store it days that they are selling the iPhone 5s for $200 is it true or do you have to keep paying it every month

Depends… If its on the apple website, more likely you would have to pay for contract, which is every month. But price also depends on the carrier. I have a iPhone 5c. Mine was only about $110 from sprint and that was because I used an upgrade and because I did not worry about paying for insurance.

Yes but will be locked to a network, either at&t, sprint or verizon and you will also need to select a plan, so basically you will be paying monthly fee also

That is the price if you you sign a 24 month contract.

Yes but obviously thats the 2 year contract price, so you pay your carrier monthly but the iphone is 199 in that case. Its because your carrier pays the rest for you.

That's the price of the phone itself on a 2 year contract with AT&T, Verizon & Sprint. So yes there would be their respective payments for those 2 years as well.

You have to pay every month on top of that if you want to use it as a phone.

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