Is there any other way to do this?

So I want to transfer all of the stuff on my iPhone 5 to my apple account so incase something happens to my phone and I get a new one I can get everything back. I have an apple account but it has all sorts of stuff I wouldn't want on my phone. I don't want to the stuff to get on my phone when I go to download stuff to my account. Is there any other way to stop this from happening? Can Apple transfer my stuff if I get a new phone?

There are third party apps (Apple do not approve though) which can copy everything from your I phone to your computer. Then of course you could transfer it to a new Iphone.