Shoud I have purchase Apple Care for my 64G IPhone 5S?

I'm with AT&T and I upgraded to a 64G IPhone 5S. I bought Apple Care but I don't know if it was worth the money. My phone already has an 1/8 of an inch scratch on the screen. Will Apple repair it? Can I use my apple care for a replacement phone?

I don't think I'll fix that small scratch, but I know when I had purchased Apple care, you get I think three times that they'll replace it for I believe around $50. And it covered when I dropped my phone in the toilet and when I dropped it on the floor and the whole screen shattered. Overall, I believe that purchasing AppleCare for your devices is a good decision, if anything happens to your device and ruins it you just take it to apple and they'll replace it.

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