Should equipment insurance be kept for iphone if I'm already out of contract?
Should equipment insurance be kept for iphone if I'm already out of contract?
Added (1). I'm already a couple months out of my phone contract and not sure if to keep the asurion phone insurance that I pay monthly for on my iphone. Keep in mind that I still have to pay a deductible if I need a replacement which at this point the only thing the insurance does is save me from entering a new contract. Also my iphone is obviously outdated, it is an iphone 4s.
I'd probably self insure.
You would have to crunch the numbers to see what is the most cost effective path for you. You could probably buy a replacement used 4s for not much more than your deductible should the need arise.
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