Splitwise or Venmo for iphone?

What's up guys. I was hoping someone has some experience with the application Venmo. I'm curious, does Venmo only works from person to person both using venmo, or can it work for example me using venmo sending money to another person not using the application at all? Also, if you know about splitwire, would this be better than venmo? What would make both good and bad?

Venmo is awesome! It's the best way to pay anyone and makes transferring money between friends a breeze. You can actually send money to someone who doesn't use Venmo, just like you said, by sending the money to their phone number or email address. That sends them instructions on how to set up their account to claim the money (which is pretty quick).

Splitwise is cool too but doesn't let you actually transfer money - it only lets you keep track of who paid who for what. I'd recommend Venmo because you can instantly settle up rather than keeping track to settle up later on.