Verizon iPhone 5, unlockability, bill, and more?

I have a friend who has verizon phone service. He is not sure he can keep up with the $140 a month. If worse comes to worse… I know the iPhone 5 Verizon is 100% unlocked. Can he just purchase a StraightTalk SIM card and put it in and say to heck with Verizon and just pay the $50 monthly? Of course there will be an early termination fee, but I guess what I'm trying to ask is once he puts in that StraightTalk SIM card, does StraightTalk service trump Verizon and Verizon has no access to shut the phone down? Or will Verizon always have that access?

The etf is $349 plus the remainder of the contract.
if that all isn't paid the iphone would be blacklisted on all carriers making it useless as a phone.
Verizon will always have access to their phones

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