Walmart credit deal for buying an iPhone

Okay, so I know there's a deal, that if you pay $25 dollars a month you can buy an iPhone at walmart under straight talk. But it says only if you buy it through a walmart credit card. By walmart credit card, does it mean one of the pre-paid visa things you can get through walmart, or like an actual official credit card through walmart. Because I want to do it, but I'm not sure which type of card I need to find to do it! Please let me know! I'm all confused:/

You have to apply for an Official Wal-Mart credit card. If you are accepted for a new Wal-Mart credit card you can purchase the Iphone with that credit card and make minimum monthly payments as low as $25 per month. It will take 2 years to pay of the Iphone 5 only making the minimum monthly payments.

If you use the Wal-Mart credit card to charge other things at Wal-Mart the payments will go up.

Using a Wal-Mart prepaid Visa to purchase the Iphone 5 would be sort of pointless. Since you would need the entire amount for the Iphone to purchase the phone with the card.

I would never buy a cell phone on credit. By the time you have the phone paid off the phone may be lost, stolen or broken.
I only pay cash for my prepaid cell phones. I only purchase cell phones that I can afford to buy again if they are lost, stolen or broken.

Frankly, I think that allowing people to purchase the Iphone 5 using a credit card is a shoddy business practice on Wal-Marts part. They should not be offering people the option to use a credit card to purchase this phone.
People need to take some responsibility in this as well. They need to realize that if you can't afford to pay cash for a luxury item when you purchase it, you should not purchase that item. You should get a similar item at a lower price.
My point being if you can't afford to pay for a Iphone 5 all at once. Maybe you should get a Straight Talk phone that you can afford to pay for all at once.