What could be going on with my iPhone?

Please help! I don't know what is wrong with my iphone! For the past week or so everything has been acting up… Email will open and crash constantly. Apps like youtube and tinder will also crash. Web pages will not load. Photos will not open. Instagram will not take photos or allow me access to the camera or camera roll. What in the world could be causing this?! I'm worried about my phone dying for good! Please help me!

Added (1). i'm going to try and take it to apple soon but have no money to get anything fixed so…

Added (2). Important! Going out on a limb here but my cousin got me one of those wireless charging station things for the holiday and all of this started shortly after i started using it… Is there any way that the charger could be the cause?

Simple, you need a new phone!

You need to close all apps running the background, delete any unneeded messages, emails, and documents that you still have on the phone. Delete or save any photos or videos that you can to free up memory. Then do a reset (hold Sleep/Wake button and Home button down at same time for about 6 seconds). This is almost certain to fix your problems. It has for me several times.

Well what generation of iPhone do you have? Have you tried restoring through itunes

Make sure you are closing all apps and not just leaving them open when done. If thats not it then try restoring it to factory.