What should i do about my Iphone 5's cracked screen?

Basically. I had an iphone 4s but i got water damage. So i sent the phone of to my insurance company who replaced the phone with the iphone 5.

I'm normally really good with phones and i've never broke one before until recently, but within three days of having the phone i tripped over and fell and smashed my screen

i don't know what to do now. I've not told my mum because she'll go mad since i broke the phone in three days. I thought about getting it repaired myself locally but the cheapest quote was £135. I've looked on amazon and ebay for screens so i can replace it myself (I've watched loads of youtube clips) but they still cost £90 cheapest.

so basically, should i ring my insurance and will they replace it since they've just upgraded my phone and i've broke it in under a week? Or should i bite the bullet and pay for the phone repair myself just so i don't have to tell by mum?

thanks

Added (1). My insurance companies 'protect your bubble'. I don't know if that's relevant at all

Iphone 5 insurance claim is $199 (in the USA), don't know about the UK.

I say pat the 135… Its cheaper

In the future, you need to get a serious phone case As soon as possible.

I got a Survivor case. I saw youtube videos. It can literally be thrown off a roof, and sit in the rain and the phone would be fine

Some cases are fully waterproof, some can even be run over by a car.

So, i don't know about your warranty or whatever on your phone but when you do get another one you seriously need to invest in a serious case. Especially considering you've ruined 2 iphones

Ya. You can discuss with insurance company. But, do inform your mom for this damage, Try to check process for the replacement or change of screen from the company.