Which iPhone would you suggest?

Okay. I'm possibly switching phone companies and if I do I want to get an iPhone, the thing is I'm not sure which one to get. I mean, if money were absolutely no object, I'd probably go for the iPhone 5, but I do have to watch the money.So. Would any of you suggest the iPhone 4, 4s, or 5? If so, which one and why?

My opinion is that if you plan on upgrading in 2 years or so, then get 4 or 4S as thats the best deal. If you plan on using it 4 years or longer then go with the latest version or I think you will regret it.

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