Why is tmobile offering me a low monthly price?
I just tried ordering a iphone5s on the tmobile website and when I got approved it said the down payment was $300, and the monthly bill was going to be $14.50 plus taxes. Why is it so low? I have no credit history so I get the down payment but not the monthly charge. Would you take this offer or pass?
Since you don't tell us the details of your plan, there's no way to evaluate the offer.
It probably has limits and no data plan.
The cost of the phone is 550 you pay 300 down so now you have to pay off the remaining balance over 2 years which is your 14.50 a month. The 14.50 is just the phone payment only. The plan starts at $50 for unlimited talk, text and 500mb of high speed Internet. Extra $10 for an extra 2GB if high speed Internet. 20 extra or 70 total for completely unlimited data with literally no limit on on the high speed Internet. I would also HIGHLY RECOMMEND getting insurance. It runs 10 a month and allows you to upgrade your lone whenever you want as many many times a year as you choose. If you do it once every 6 months you don't have to pay anything else on the old phone. Go into a local T-Mobile store and they will help you and fully explain things.
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