Images for Game Development (iPhone game)?

I'm a beginner when it comes to programming and right now I'm working on my first game project. It's a simple yet addictive game for the iPhone. I have most of the code figured out for the gameplay, the only thing I need to do is work on the Design part (the images). So what is the best way to do this?

Is it as simple as just attaching JPG images into the code? The game that I'm doing is very simple so most of the images will be static (not moving). The only animation parts that I would have to make would be a ball rolling on the ground and jumping up and down as it moves - Yeah it's that simple.

I've had experience coding using various programming languages, but I never really dealt with images before. Anyone have any suggestions on what programs I could use to create nice images/animations? I'm not looking for anything fancy, I'm just looking for something decent and possibly free.

Added (1). @Anthony, lol, I wish but the game is not done yet. It might take me a couple of months to get the game completely done and on the apple app store if I can get it to function the way I intend it to.

Can i be a game tester.

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