What does Out-Of-Warranty for Apple mean?

I dropped my iPhone and cracked it and I called t-mobile about it and they said all they can do is send me a new phone for $175.
So I Look on apple website about how much it would be to fix my phone and I saw for an iphone 6 it's $109 but it was also saying something about out-of-warranty cost and I don't quite know what that means.
I have a one year warranty on my phone so will have to pay $109 or the out-of-warranty?

If you have a 1 year warranty through Apple then its $109. If you have the warrnty through tmobile then you go to Tmobile

The one year warranty does not cover damage. So that would be considered an OUT of Warranty repair, and that will cost you $109 out of your pocket to fix it.

Had you gotten AppleCare+ for $99 for two years, the repair would be less.

The insurance you paid for through AT&T, after the deductible charge, OUT OF POCKET is $175 to replace the phone, you will be getting a REFURBISHED phone, not a NEW phone.

Out of warranty means what it implies, once you are out of the 1 year warranty (or any extended warranty through things like AppleCare) then that fee would apply.

  • Will Apple still replace my iPhone 5S even though the warranty is out? Okay so the other day I noticed some very weird black particles in my photos, I tried cleaning the camera but it didn't work. I'm scheduled for a genius appointment tomorrow and my warranty is out. I don't want to have to spend $300 on getting a replacement. So would they still replace my iPhone or would I have to deal with their pathetic policies?
  • Will apple still cover me with their 1 year apple warranty? My uncle gave me his iPhone 4S as a gift, it has warranty until November 2013 and for some reason the phone turns off by itself about every 3 hours! The phone does not have any water damage as the water indicators are white, will apple still cover me on fixing it or giving me another one since I'm not the original owner but the phone is still under their warranty!
  • What does this mean: Free Msg: Receiver unable to receive message - Message Blocking is active mean on iPhone's iMessage? I tried sending my friend a text and it replied with this. We haven't gotten into any fights and we hung out for hours recently. Has she blocked me?
  • What does AppleCare/iPhone Warranty mean? I ordered my White iPhone 5 yesterday morning, and its going to be my first time with an Apple product. I was wondering. -Is getting an extended warranty worth it? -Does the iPhone come with an original 1 year warranty or something, and if so what does it cover? -What does an extended warranty cover, how much does it cost, and where can i get it? Please and thank you!