Can I pay for an iPhone monthly?

Basically, my parents have low credit and I'm fourteen. Therefore, I can't get a good phone such as the iPhone. My family struggles to get money quite a lot and the only reason we have food on our plates is because my father is a taxi driver. So my question is, can we pay for an iPhone monthly? Not the plan, but the actual phone?

if i choose to pay for my iphone monthly, can i have it whiles paying for it?