Can you lease a iPhone directly with apple and not Sprint, AT&T and T-Mobile?

I wanna get a new iPhone but I don't want those carriers and the carrier that I want does not lease iPhone you have to bring your own

If you want to keep your carrier, look online for an unlocked iphone that works with anything. But no, you can't lease directly with Apple.

Apple does not lease phones.
If you want to lease a phone, then you must use a carrier that leases phones.
If you want to use a carrier that does not lease phones, then you must buy it.

Yes, if you go to the Apple store you can do a payment plan with them. Not lease, you would own the phone.

I don't know.

Unless you want an expensive recent release of the phone then do what I do. Buy an unlocked older version of the phone. I usually buy refurbished because they're cheaper than buying new. You can buy used, too, and it'll be even cheaper, just make sure the phone isn't blacklisted or blocked before you buy.

If you can't get it through Apple then you will have to switch carriers or do without.