Cracked iPhone screen, will Verizon insurance cover that?

I've been having problems with my iPhone getting stuck in headphone mode, and I've tried everything that I found online and nothing will work. I have insurance for my iPhone, but I don't know if they will replace the phone because it has one small crack in it? If I'm going there because of the problem with the external volume, will I have to file a claim through Asurion to get a new phone because it has physical damage?

ATT/Verizon/Sprint/Tmobile/Etc All use Asurion Wireless Insurance. They cover forms of physical and water damage and anything not covered by warranty (just like car insurance) with a $50-$300 insurance deductible… Since you have an Iphone (unknown model # and GB model), if will be either $99 for the 4s 16GB or $199 for the 5 16GB

Verizon insurance will cover replacing a screen (or the entire phone depending on whichever one is cheaper). I knew someone who got their whole Samsung Galaxy S3 replaced when the screen had a small crack on it.
I have know people (with other carriers) who had problems with everything from the headset inlet to the charging port and ended up having it fixed and/or the entire phone being replaced.

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