Iphone 5 screen cracked - phones 4 u insurance?

I have a new iphone 5 which the screen has just got cracked after a fall, I have phones 4 u insurance but do not have have the policy booklet with me in work does anyone know if this is covered under their insurance?

Details are available online there's a £50.00 excess

So say the phone is repaired or replaced you have to pay P4U £50.00
http://support.phones4u.co.uk/pe/view.jsp?id=10100115

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