How to buy an iphone in EMI without credit card?
I want buy a apple iphone 5c but i have no sufficient money to purchase it; so their is any way to buy a phone in EMI without credit card…
Firstly, I would advice you to NOT to buy a phone on EMI.
The things that we buy on EMI should be assets whose value should appreciate. Whereas in case of a smart-phone the value depreciates. So, say you start paying EMI today for 1 year - by the time you finish paying the EMI, the value of the phone would have already depreciated.
Hence, I will advice you to not stretch your finances unnecessarily - in such a case wherein you have insufficient money.
Secondly, If you still want to buy the smart phone, you can visit the store where the offer is on going and ask them if you can pay without a credit card. If the facility is available, you will have to share your bank account details and the payment will be linked to your bank account. Accordingly, every month the specified amount will be deducted from your account.
But, if you choose to not use the credit card and link your bank account directly, you will be charged a specific interest rate along with the EMI.
Hope you find the answer useful.
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