If i do not have insurance on my verizon iPhone 5s but warranty with apple will verizon replace it?

I do not have insurance with Verizon; however, I have warranty with apple until next year. Apple will replace my phone but will Verizon replace my iPhone since i have warranty with apple? (i bought it from Verizon) I'm just wondering because it is easier for me to go to Verizon rather than Apple.

If your Verizon warranty has ran out, then they will not replace it.

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