If I wanted to buy the iphone 5c (16 g) how much would it be, if my 2 year contract isn't up?

My carrier: verizon wireless
I currently have an s3 and i'm having alot of issues with it so i'm switching to iphone, but I still have another year till I get and upgrade. I read that it would be $99 if I can get an upgrade, and I also saw the phone itself costs $549. Will I really have to pay that.-.

If your current contract isn't up you'd have to pay the early termination fee, then the price for the phone & its voice/text/data options.

As far as how much that ETF would be, don't know for Verizon but AT&T's (as an example) starts at $325 & goes down by $10 every month you stick with it.

If you buy it before your upgrade then it's going to be $549