If my iphone 4s breaks can i get the iphone 5?

My 2 year contract isint up till the end of 2013 but ii have insurance on my 4s. If it broke could i get the iphone 5?

If your update for your phone is ready then yes

No. Your insurance is for iPhone 4S. If you break, you won't be able to upgrade. It works like your car insurance. If your 2012 model is in an accident, the insurance company would not buy you a 2013 car.

The insurance will only pay out on a like for like basis, so they will replace your broken 4s with a replacement 4s, not an iPhone 5. You will probably have to pay an excess on your policy (an upfront cost towards the phone) and the replacement may be a used, refurbished phone; depending on your insurance policy terms.

No you get what you have… You can't get a iphone 5 unless you pay $699

No, your insurance covers the 4S not 5, so you will be getting a refurbished 4S, same color and memory.

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