IPhone 4 to iPhone 5s or 6? Verizon?

I have a 2-year contract with Verizon (Started September, 2013) and I want to upgrade my phone early. I'm planning on upgrading this summer, but I'm wondering if it's possible to upgrade and iPhone 4 to an iPhone 5s or iPhone 6? If so, how much will I get charged? Because I really want to have iOS 8 (iPhone 4 is excluded).

You can speak to Verizon customer service, but since you have NOT earned a "upgrade" yet you will be paying full retail price, so like $700.

You can pay to terminate your current contract for like $300 then maybe get a new phone for like $200, so $500 is less then $700.

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