IPhone 5 insurance claim

I dropped a weight on the back of my iphone 5 accidently, the phone now has a dent on the back and can't be repaired by a local phone repair shop. I have taken out insurance on it which includes accidental damage. Should I tell the truth or will they be fussy about it?

If you define the word accident its something you didn't think would happen or mean to do. If they cover for accidental damage there's no loop hole tell the truth or they may just refuse your claim

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