I cracked my screen on my iPhone and I have insurance?

I have insurance on my iPhone so I'm going to AT&T to get a new one, however my phone only has 8gb and I was wondering if when I get a new one if I pay extra can I get one with a higher amount of gigabytes? I want 16gb or 32gb.

Yeah, it doesn't work that way.

You pay your deductible, mail your phone in, they send you a refurb. That's how phone insurance works.

No. You'll get the same phone. If you wreck your VW you can't trade up to a Rolls.

You could just replace the screen on your existing phone, that's what I did anyway. I went to iScreensFix.com and followed their guides and videos, it was a huge success! Take a look at their site below