Iphone 5 suddenly stopped working?

Tonight, out of nowhere, my iPhone won't load anything. It says it's connected to Wi-Fi (restarted router and made sure it was working) and also connected to 3G, but it won't load anything. Web pages won't load, youtube app won't go past initial loading screen. Any data that requires online connection isn't working.

I've restarted the phone and can't think of anything else to do.

It's probably defective. Apple sells overpriced pieces of junk.

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