Iphone stole and insurance does not cover stolen. What can i do?

Got a iphone 5s less than 2 months ago on 24month. Got stole last night and insurance does not cover stolen. Wat can you do. Can i get money of a fone from apple or anything or my snookered?

Take the money you would pay for a new phone and take an English course at your local community college.

You report it as stolen, and go to the website where you registered it, and report it stolen there, too, so whoever stole it can't use it.