My droid Z just broke and i only have 3 months til my contract is up?

My phone has black dots / spots on the screen. I guess from dead pixels. Will Verizon replace it or can I upgrade to a new phone. I'm looking to upgrade to the new iphone 5. Should I wait ir try to get the iphone 5.

Droid Z… Dragonball Z!

If you have an insurance plan (usually costs about $5 a month), you can bring it in and get a new phone at a less expensive cost.

Wait and get update the iphone 5. Its worth it

If you have insurance Verizon will replace the phone for a deductible. Deductibles are going up as phones become more complex and expensive, so you may want to check. Replacement phones are usually refurbished units. In my experience refurbs are iffy. If you don't have insurance there are businesses that repair phones.