My Iphone 5 has been stolen, what are my options?

My Iphone 5 has been stolen:'( i'm about 1 month into my 24month contract with no insurance (at least i don't have any insurance) I'm on Orange and I've noticed that on the receipt the service person ticked yes to Orange Care but It doesn't state that i'm paying any insurance on my bill.
I have called the police to get a crime number and I've contacted Orange to block the phone which is all i can do for now as it's pretty late.
What are my options? If i don't have insurance do i still have to pay for the contract for the stolen phone? How much am I looking at to get a new one? Do orange provide any special-warranty for the first few months?
sorry if this makes no sense lol any help will do!

Sorry this won't help but bcoz your only just started using your contract try cancel it orange are rip offs £1200 bill for a life saving phone call( also search orange and bbc program watch dog) Did you have find my iphone app? How was it stolen think that will be main factor and depends on what the person who now has the phone has done with it blocking it is easily got round. To be honest think they will say tough luck

I'm not sure about the insurance stand point, but I was wondering whether you've tried checking iCloud to trace your stolen phone? I had a friend who lost his phone in a night club and the next day was able to trace his phone to a house not far from where he lived. He showed the police where the phone was showing up and he was able to have it retrieved. It's always worth a shot…

Sorry to hear about your stolen phone. My phone was stolen almost two weeks ago and it's a horrible feeling. I just went into a Three store and bought a new handset. They gave me a new SIM there and then. It is annoying because you still have to pay off the contract. I have a year to go. You will just need to bite the bullet and buy a new sim-free pay as you go handset. It won't be cheap but you will feel better when you have it.