What happens when I delete an iCloud account from my iPhone?
Recently, I just found out that my dad and I shared the same iCloud account on my phone and I really want to have my own privacy so if I delete my iCloud account, would that also delete the photos, apps, etc that was already stored on iCloud from my phone?
It does nothing, it just won't back up future files to iCloud and you can't use "Find my iPhone"
No. Well that depends. Any personal information the cloud will keep but documents&data and photostream photos will be removed from the phone and you can apt to keep or delete content on the phone if you sign out of icloud on the phone. In fact it asks you twice to make sure if you want to keep or delete.
Any content on the cloud remains on the cloud after signing a phone off. The only way to remove it would be to have a signed in device delete it off of there device or you go to icloud.com and remove it manually.
If you're worried about privacy you should also sign out of messages and facetime and use your own Apple ID.
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